Scheme Details
Lender Punjab National Bank
Purpose Extension
Borrower's Minimum Age (yrs.) 18
Borrower's Maximum Age (yrs.) 65
Maximum Age of Property (yrs.) No Limit
Property Locations All Over India
Margin on Property  20%

Maximum Loan (Rs.)
Resident Indian Non-Resident Indian
500,000 500,000
Time to Avail Loan 7days

Tenure Details (Yrs.)
Resident Indian Non-Resident Indian
25 NA
Charges
Charges Resident Indian Non-Resident Indian
Prepayment Charges 0 0
Processing Fees 0 0
Administration Fees 0 0
Commitment Fees 0 0
Registration Charges 0 0

Interest Details for Resident Indian
Fixed Interest (after Quarterly Compounding)
Loan Slab (Rs.) Tenure
5 Years
(%)
10 Years
(%)
15 Years
(%)
0 to 10000 9.25 10.25 10.5
10001 to 25000 9.25 10.25 10.5
25001 to 50000 9.25 10.25 10.5
50001 to 200000 9.25 10.25 10.5
200001 to 300000 9.25 10.25 10.5
300001 to 500000 9.25 10.25 10.5

Interest Details for Non-Resident Indian
Loan Slab (Rs.) Tenure
5 Years
(%)
10 Years
(%)
15 Years
(%)
0 to 10000 NA NA NA
10001 to 25000 NA NA NA
25001 to 50000 NA NA NA
50001 to 200000 NA NA NA
200001 to 300000 NA NA NA
300001 to 500000 NA NA NA
Interest Rests (Reducing Factor) : Monthly
Penal Interest 2%
Floating Interest No Schemes Presently Available

Customizable Loan Products
Step-Up EMI : Yes
Step-Down EMI : No
Bullet Repayment : Yes

Other Services

Security details
Equitable Mortgage
Collaterals (as a % of Loan) : 100

Legends And Notes
Property Type
C:Loans for Construction of Property P:Loans for Purchase of Property RM:Loans for Repair & Maintanence of Property
E:Loans for Extension of Existing Property SL:Site Loans STBL:Short Term Bridge Loan
Interest frequency
Q:Quarterly
Reducing factor
M:Monthly D:Daily A:Annually
Repayment
EMI:Equated Monthly Installments
Other Charges
PC:Prepayment Charges AF:Administration Fee CF:Commitment Fee
RC:Registration Charges
Data
NA:Not Applicable DN:Data Not Avaiable Blank cell indicates not applicable
Note: For details on Reducing factor, Daily reducing, Monthly reducing, Annual reducing refer Jargon Buster.
Note: The Actual loan will be dependent on various factors such as age, income, no. of dependents, spouse's income, nature and stability of occupation.


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