| Scheme Details |
| Lender |
Citibank |
| Purpose |
Construction |
| Borrower's Minimum Age (yrs.) |
25 |
| Borrower's Maximum Age (yrs.) |
58 |
| Maximum Age of Property (yrs.) |
50
|
| Property Locations |
All Over India |
| Margin on Property |
20%
|
| Maximum Loan (Rs.) |
| Resident Indian |
Non-Resident Indian |
|
20,000,000
|
20,000,000
|
|
|
| Tenure Details (Yrs.) |
| Resident Indian |
Non-Resident Indian |
|
20
|
10
|
|
|
| Charges |
| Charges |
Resident Indian |
Non-Resident Indian |
| Prepayment Charges |
0 |
0 |
| Processing Fees |
2% |
2% |
| Administration Fees |
0 |
0 |
| Commitment Fees |
0 |
0 |
| Registration Charges |
0 |
0 |
|
|
| Interest Details for Resident Indian |
Fixed Interest (after Quarterly Compounding) |
| Loan Slab (Rs.) |
Tenure |
5 Years
(%) |
10 Years
(%) |
15 Years
(%) |
| 0 to 10000 |
NA |
NA |
NA |
| 10001 to 25000 |
NA |
NA |
NA |
| 25001 to 50000 |
NA |
NA |
NA |
| 50001 to 200000 |
NA |
NA |
NA |
| 200001 to 300000 |
8.25 |
8.25 |
8.25 |
| 300001 to 500000 |
8.25 |
8.25 |
8.25 |
| 500001 to 600000 |
8.25 |
8.25 |
8.25 |
| 600001 to 1000000 |
8.25 |
8.25 |
8.25 |
| 1000001 to 1500000 |
8.25 |
8.25 |
8.25 |
| 1500001 to 2500000 |
8.25 |
8.25 |
8.25 |
| 2500001 to 20000000 |
8.25 |
8.25 |
8.25 |
|
|
| Interest Details for Non-Resident Indian |
| Loan Slab (Rs.) |
Tenure |
5 Years
(%) |
10 Years
(%) |
15 Years
(%) |
| 0 to 10000 |
NA |
NA |
NA |
| 10001 to 25000 |
NA |
NA |
NA |
| 25001 to 50000 |
NA |
NA |
NA |
| 50001 to 200000 |
NA |
NA |
NA |
| 200001 to 500000 |
8.25 |
8.25 |
NA |
| 500001 to 1000000 |
8.25 |
8.25 |
NA |
| 1000001 to 1500000 |
8.25 |
8.25 |
NA |
| 1500001 to 2500000 |
8.25 |
8.25 |
NA |
| 2500001 to 20000000 |
8.25 |
8.25 |
NA |
|
|
| Interest Rests (Reducing Factor) : |
Monthly |
| Penal Interest |
1% |
| Floating Interest |
No Schemes Presently Available |
|
| Customizable Loan Products |
| Step-Up EMI : |
No |
| Step-Down EMI : |
No |
| Bullet Repayment : |
No |
| Security details |
| First Charge on Property by Hypothecation |
| Collaterals (as a % of Loan) : |
0% |
|
|
| Legends And Notes |
| Property Type |
| C:Loans for Construction of Property |
P:Loans for Purchase of Property |
RM:Loans for Repair & Maintanence of Property |
| E:Loans for Extension of Existing Property |
SL:Site Loans |
STBL:Short Term Bridge Loan |
| Interest frequency |
| Q:Quarterly |
| Reducing factor |
| M:Monthly |
D:Daily |
A:Annually |
| Repayment |
| EMI:Equated Monthly Installments |
| Other Charges |
| PC:Prepayment Charges |
AF:Administration Fee |
CF:Commitment Fee |
| RC:Registration Charges |
| Data |
| NA:Not Applicable |
DN:Data Not Avaiable |
Blank cell indicates not applicable |
| Note: For details on Reducing factor, Daily reducing, Monthly reducing, Annual reducing refer Jargon Buster. |
| Note: The Actual loan will be dependent on various factors such as age, income, no. of dependents, spouse's income, nature and stability of occupation. |
|
|