Scheme Details
Lender ICICI
Purpose Repair/Maintenance
Borrower's Minimum Age (yrs.) 21
Borrower's Maximum Age (yrs.) 65
Maximum Age of Property (yrs.)
Property Locations All Over India
Margin on Property  NA

Maximum Loan (Rs.)
Resident Indian Non-Resident Indian
NA NA
Time to Avail Loan 5days

Tenure Details (Yrs.)
Resident Indian Non-Resident Indian
NA NA
Charges
Charges Resident Indian Non-Resident Indian
Prepayment Charges 0 0
Processing Fees 0.5% 0.5%
Administration Fees 0.5% 0.75%
Commitment Fees 0 0
Registration Charges 0 0

Interest Details for Resident Indian
Fixed Interest (after Quarterly Compounding)
Loan Slab (Rs.) Tenure
5 Years
(%)
10 Years
(%)
15 Years
(%)
0 to 10000 NA NA NA
10001 to 50000 NA NA NA
50001 to 60000 NA NA NA
60001 to 100000 NA NA NA
100001 to 200000 NA NA NA
200001 to 500000 NA NA NA
500001 to 800000 NA NA NA
800001 to 1000000 NA NA NA
1000001 to 1500000 NA NA NA
1500001 to 2500000 NA NA NA
2500001 to 50000000 NA NA NA

Interest Details for Non-Resident Indian
Loan Slab (Rs.) Tenure
5 Years
(%)
10 Years
(%)
15 Years
(%)
0 to 10000 NA NA NA
10001 to 50000 NA NA NA
50001 to 60000 NA NA NA
60001 to 100000 NA NA NA
100001 to 200000 NA NA NA
200001 to 500000 NA NA NA
500001 to 800000 NA NA NA
Interest Rests (Reducing Factor) : Monthly
Penal Interest 2%
Floating Interest No Schemes Presently Available

Customizable Loan Products
Step-Up EMI : No
Step-Down EMI : Yes
Bullet Repayment : No

Other Services

Security details
Collaterals (as a % of Loan) : 0

Legends And Notes
Property Type
C:Loans for Construction of Property P:Loans for Purchase of Property RM:Loans for Repair & Maintanence of Property
E:Loans for Extension of Existing Property SL:Site Loans STBL:Short Term Bridge Loan
Interest frequency
Q:Quarterly
Reducing factor
M:Monthly D:Daily A:Annually
Repayment
EMI:Equated Monthly Installments
Other Charges
PC:Prepayment Charges AF:Administration Fee CF:Commitment Fee
RC:Registration Charges
Data
NA:Not Applicable DN:Data Not Avaiable Blank cell indicates not applicable
Note: For details on Reducing factor, Daily reducing, Monthly reducing, Annual reducing refer Jargon Buster.
Note: The Actual loan will be dependent on various factors such as age, income, no. of dependents, spouse's income, nature and stability of occupation.


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