You can get a home loan for as small amount as Rs. 25,000. At the higher end, you can get a loan for Rs. 1 crore for purchase or construction. For renovation and repairs most HFCs lend up to Rs. 10 lakh. The amount you get depends on your repayment capacity. Normally, the maximum you can expect is a sum for which the loan installments work out to 25-50% of your net monthly income